Blockchain and Machine Learning Driven Financial Technologies and Decisions: Study from Indonesian Financial Communities

Abstract

The aim of this study is to investigate the role of blockchain technology, machine learning and financial decision-making which are increasingly recognized as transformative across various sectors, particularly in financial technology. This study conducted as initial study which will gather more research in the role of Artificial Intelligence impacted many decisions become more effective through combining many dimensions especially in financial sector in Indonesia. Total sample of 31 respondents with specific background as investors or people who has experienced financial decision processes are expected to sharpen the result and give deeper understanding in this topic. Analysis taken with Smart-PLS, the result show that the existence of blockchain technology are give big impact to financial technology and machine learning algorithm also give positive impact to financial decision making while another relation has no significant effect.